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Accidental Death Cover-Disability & Coma Benefit

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Accidents may cause disabilities or force an individual into coma. In such cases, an insurance policy can help you stay financially ready. FlexiCare Group Insurance Policy - Accidental Death Cover, Disability and Coma Benefitfrom Manipal Cigna Health Insurance offers you coverage in the event of accidental death, permanent partial and total benefit, funeral expenses, hospital cash cover, coma cover and educational cover.

Plan Details

Coverage

Sum Insured up to

Accidental Death Cover

Rs. 5 lakh

Permanent Total Disablement Benefit (PTD)

Permanent Partial Disablement (PPD)

Accidental Death Cover (Common Carrier)

Rs. 10 lakh

Permanent Total Disablement Benefit (Common Carrier)

Rs. 10 lakh

Emergency Road Ambulance Benefit

Rs. 2,000

Funeral Expense

Rs. 10,000

Coma Benefit

Rs. 1 lakh

Education Fund Benefit

Rs. 1 lakh

Hospital Cash

Rs. 500 per day of hospitalisation

Premium Including GST

Rs. 623

Eligibility: Individuals between the age of 18 and 65 years can avail this plan. The age is taken as on the last birthday.

Plan Validity: The plan is valid for a tenor of one year.

What's Covered

  • Money-in-bank

    Coverage against accidental death

    The sum insured will be payable as per the policy if the injury is caused directly and solely by an accident that results in the policyholder passing away.

  • Money-in-bank

    Permanent Total Disablement

    The sum insured will be payable if the accidental injury results in the permanent total disablement of the policyholder as per table below.

  • Money-in-bank

    Permanent Partial Disablement (PPD)

    The sum insured will be payable if the accidental injury results in permanent partial disablement of the policyholder as per below table.

  • Money-in-bank

    Accidental Death Cover (Common Carrier)

    The cover is payable if the policyholder suffers from an injury due to an accident during the policy year while the policyholder is an authorized passenger on a common carrier and results in their passing away.

  • Money-in-bank

    Permanent Total Disablement Cover (Common Carrier)

    The cover is payable if the policyholder suffers from an injury due to an accident during the policy year while the policyholder is an authorized passenger on a common carrier and results in permanent total disablement.

  • Money-in-bank

    Emergency Road Ambulance Cover

    An amount depending on the limit specified in the above sum insured table is reimbursed towards ambulance expenses.

  • Money-in-bank

    Funeral Expenses

    One-time lump sum payment as per the above Sum Insured table is made towards the specified funeral expenses.

What's not covered?

Any pre-existing disease.

*For a complete list of exclusions, please refer to the policy wordings.

How to Apply

Click on ‘Apply Now’ button and share your basic details in the online application form

Check and confirm your application by entering the OTP received on your mobile number

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode

You will receive the details of your membership via email/WhatsApp

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:
  • Insurer’s Email: servicesupport@manipalcigna.com
  • Insurer’s Toll free number: 1800-102-4462

Contact Us

In case you have any queries about coverage, exclusions, or claims, please write to us at wecareinsurance@bizsupportc.com.

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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