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Accidental Death Cover (Adventure Sports)

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Adventure sports are fun and thrilling, and they come with exciting new challenges to attempt. Having oneself covered against these uncertain risks keeps the person prepared for any untoward incident in the future.
Bajaj Finserv brings one such pocket-friendly plan, FlexiCare Group Insurance Policy-Accidental Death Benefit (Adventure Sports) offered by Manipal Cigna Health Insurance. The plan provides coverage against accidental demise caused by an accident due to adventure sports, recreational sports, animal attack, act of God covering up to Rs. 3 lakh.

Plan Details

Premium amount including GST (Rs.) Sum Insured (Rs.)
Rs. 124 Rs. 1 Lakh
Rs. 229 Rs. 2 Lakh
Rs. 334 Rs. 3 Lakh
Eligibility criteria: Any person between the age group of 18 years to 65 years is eligible to avail the plan.
Age to be calculated as of last birthday.

What's Covered

What's Covered

  • Money-in-bank

    Coverage in case of death

    • The plan provides a coverage on demise of the insured person due to an accident caused by an event or peril covered under policy in case occurring within the policy year.
    • The coverage will be provided as specified in the policy schedule/ certificate of insurance, in case of the insured person’s demise within 365 days from the date of the accident.
    • Once a claim has been accepted and reimbursed as per the policy, then this cover will automatically terminate in respect of that insured person.
    • The coverage is against accident caused during any adventure sports including skydiving/parachuting, hang gliding, bungee jumping, scuba diving, mountain climbing (where ropes or guides are customarily used), riding or driving in races or rallies using a motorised vehicle or bicycle, caving or pot-holing, hunting or equestrian activities, skin diving or other underwater activity, rafting or canoeing involving white water rapids, yachting or boating, and any sporting activity based on bodily contact or which is hazardous or potentially dangerous.

What's not covered?

  • No pre-existing disease will be covered under this policy.

For list of exclusions, please refer to the policy wordings.

How to apply


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email.

Claim process

You can raise a claim by reaching out via one of the following ways:

  • Insurer’s Toll free number – 1800-102-4462

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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