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Accidental Burns & Scalds Cover

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Burns and scalds are painful and damage your skin causing blisters or red/peeling skin or charred skin, if not treated on time. The common cause of burns and scalds are dry heat by touching curling iron or hot oven or spilling hot liquid. While the accidental burns are not in your hands, covering yourself against its medical expenses is.
Avail coverage against burns and scalds caused by chemicals, cooking, fire and other reasons provided by Manipal Cigna Health Insurance’s FlexiCare Group Insurance Policy-Accidental Burns & Scalds. The plan provides coverage of up to Rs. 1 Lakh on accidental burns & scalds in case of in-patient hospitalisation. The membership fees start at just Rs. 30.

Plan Details

Premium Including GST (Rs.) Sum Insured (Rs.)
Rs. 30 Rs. 10,000
Rs. 42 Rs. 25,000
Rs. 65 Rs. 50,000
Rs. 106 Rs. 1 Lakh
Eligibility criteria: Individuals between the age group of 18 years and 65 years. Policy/Cover tenor will be 1 year.

What's Covered

What's Covered

  • Money-in-bank

    Coverage against burns

    If during the policy year, the insured person suffers a burn injury due to an accident caused by chemical, cooking burns, house fire, firecrackers and resulting in hospitalisation, then the person can avail the sum insured under this plan.

What's not covered?

  • Any accident caused because of an adventure sport.
  • Hospitalisation for any reason other than burns and scalds.
  • The cover eligibility is post continuous hospitalisation for 24 hours.

For list of exclusions, please refer to the policy wordings.

How to apply


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email.

Claim process

You can raise a claim by reaching out via one of the following ways:

  • Insurer’s Toll free number – 1800-102-4462

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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