Animal attacks can happen to anyone, anywhere—while walking on the street or hiking, one can encounter a wild animal or a neighbour's pet. By protecting yourself against such uncertainties, you can stay prepared. To cater to this need, Bajaj Finserv brings to you FlexiCare Group Insurance Policy- Animal Attack (Domestic/Wild) from Manipal Cigna Health Insurance. The plan provides coverage for hospitalisation in case of injuries sustained due to an animal attack (Domestic / wild) up to the limit of Rs. 3 lakh and the membership fee starts at just Rs. 53.
Plan Details
|
Sum Insured |
Premium (Incl. GST) |
|
25,000 |
Rs. 41 |
|
50,000 |
Rs. 53 |
Eligibility: 18 - 65 Years. Age as on last birthday.
Policy/Cover tenure will be 1 year.
What's Covered
What's Covered
-
Hospitalisation expenses
In case of accidental injury caused by an event/peril and directly resulting in hospitalisation of the insured person, he/she is entitled to receive the reimbursement of the sum insured, provided that the purpose of hospitalisation is to avail medically necessary treatment and admission date of the hospitalisation is within the policy year.
Furthermore, the claim is valid, provided the diagnosis is supported by the clinical confirmation by an appropriate consultant. -
Diagnostics test
Expenses of diagnostics test during the hospitalisation period are covered.
-
Doctor's Fee
Coverage includes the doctor’s fees before and during hospitalisation.
-
Medication
Expenses towards purchase of medicines related to hospitalisation is covered under this policy.
-
Treatment Charges
Coverage includes hospital room rent, ICU, blood transfusion, doctor’s fees, medicines and tests.
Note: Animals include mammals, reptiles, birds, fishes, and amphibians.
What's not covered?
- Any accident due to adventure sports is not covered.
- Any pre-existing disease.
For list of exclusions, please refer to the policy wordings.
How to Apply
1
Click on ‘Apply Now’ button and share your basic details in the online application form.
2
Check and confirm your application by entering the OTP received on your mobile number.
3
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
4
You will receive the details of your membership via email/whatsapp.
Claim process
You can raise a claim by reaching out via one of the following ways:
- Insurer’s E-mail – servicesupport@manipalcigna.com
- Insurer’s Toll free number – 1800-102-4462
Contact Us
In case you have any queries related to coverage, exclusions, or claims, please write to us at pocketservices@bajajfinserv.in .
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”