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Accident Retraining Expenses Cover with Hospitalisation Benefit

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Retraining causes significant financial strain on many Indian households due to the high costs. With an insurance policy that covers the expenses of retraining in any line of work, you can obtain financial security in case of an accident. FlexiCare Group Insurance Policy - Accident Retraining Expenses Cover with hospitalization benefit from Manipal Cigna Health Insurance covers any expenses incurred on getting trained in any line of work after a disability caused by an accident.

Plan Details

Sum insured up to

Premium including GST

Rs. 10000

Rs. 29

Eligibility: You are eligible for the accident retraining expenses coverage between the age of 18 and 65 years. The age at the time of application/claim is determined based on the age on the last birthday.

Plan Validity: The plan is valid for a tenor of one year.

What's Covered

  • Money-in-bank

    Permanent, total and partial disablement benefit

    If the policyholder undergoes an accident due to an event covered under the policy and as a direct result incurs an injury resulting in permanent total disablement, permanent partial disablement or mental disability, however, is capable of taking up an alternate occupation that requires training, any expenses incurred will be paid. The payout is up to the limit as specified in the policy schedule or certificate of insurance. The payout manages reasonable costs incurred to retrain the policyholder for an alternative occupation either in the line of work of the policyholder or elsewhere.

What's not covered?

  • Any pre-existing disease
  • Any accident except adventure sports

*For a complete list of exclusions, please refer to the policy wordings.

How to apply


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email/WhatsApp.

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:
  • Insurer’s Email:
  • Insurer’s Toll free number: 1800-102-4462

Contact us

For queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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