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A serious injury sustained in an accident can result in disability. Consequently, an individual may not be able to continue their current occupation and may need to change their line of work. However, retraining or reskilling expenses can be high. An insurance policy that covers retraining expenses for any line of work can offer financial assistance in this situation. FlexiCare Group Insurance Policy – Accident Retraining Expenses Cover with hospitalisation benefit from Manipal Cigna Health Insurance offers up to Rs. 10,000 for retraining expenses after an accident.

Plan details

Sum insured

Premium including GST

Rs. 10,000

Rs. 29

Eligibility: Individuals aged 18 to 65 are eligible for the accident expenses cover.

Plan Validity: 1 year

What's covered

  • Money-in-bank

    Disablement benefit

    The accident training expenses insurance covers retraining costs if the insured person sustains accidental injuries in an event mentioned in the policy—resulting in permanent (partial or total) physical or mental disability—but can take up an alternate occupation that requires reskilling.

    The payout is up to the limit specified in the policy schedule or certificate of insurance. The plan covers reasonable costs on retraining the policyholder for an alternative occupation either in their current line of work or elsewhere.

What's not covered

  • Any pre-existing disease

*For a complete list of exclusions, please refer to the policy wordings.

How to apply


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email/WhatsApp.

Claim process

You can raise a claim by contacting the insurer in one of the following ways:

Contact us

For queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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