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Accident - Re-training Expenses Cover

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A severe accident can cause permanent total/partial disablement, pausing life for a moment. A re-training programme for an alternative occupation enables one to rise-up from their difficulties and learn a new occupation or start a business again. Begin your life independently once again with Bajaj Finserv, which offers FlexiCare Group Insurance Policy-Accident Re-training Expenses Benefit from Manipal Cigna Health Insurance. This plan provides coverage up to Rs. 25,000 for re-training purposes to the insured person to take up an alternative career opportunity, after suffering disability due to an accident.

Plan Details

Premium Including GST (Rs.) Sum Insured (Rs.)
Rs. 34 Rs. 25,000
Eligibility Criteria: Person between the age group of 18 years to 65 years. Age will be considered as on last birthday. Policy/Cover tenor will be 1 year.

What's Covered

What's Covered

  • Money-in-bank

    Accident Re-training Expenses benefit

    The policy provides coverage against re-training of new occupation to the insured person, in case he/she has suffered an injury or permanent total disablement or permanent partial disablement or mental disability due to an accident and is capable to take up an alternative occupation including business.
    Note: The claim for the coverage is valid post continuous hospitalisation for at least 48 hours.

What's not covered?

  • Any accident due to adventure sports will not be covered under this policy.

  • For list of exclusions, please refer to the policy wordings.

How to apply


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email.

Claim process

You can raise a claim by reaching out via one of the following ways:

  • Insurer’s Toll free number – 1800-102-4462

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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