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Accident - Parents Benefit Cover

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Uncertainty in life cannot be avoided, but worrying can be, by keeping oneself and their family financially secured. Accident coverage can protect your parents from facing a sudden financial crisis in case of an untoward event in life.
With Bajaj Finserv you can ensure they are looked after well, post a mishap by availing FlexiCare Group Insurance Policy-Accident Parents Benefit Cover from Manipal Cigna Health Insurance. It provides coverage up to Rs. 1 lakh for parents of the insured person.

Plan Details

Premium Including GST (Rs.) Sum Insured (Rs.)
Rs. 79 Rs. 1 Lakh
Eligibility Criteria: Any individual in the age group of 18-65 years. Policy/Cover tenor will be 1 year.

What's Covered

What's Covered

  • Money-in-bank

    Accident Parent Benefit

    If during the policy year, the insured person suffers injury or permanent total disablement or death caused by an accident within 365 days from the date of the accident, then his/her surviving parent(s) will receive the sum insured as specified in the policy schedule/certificate of insurance.
    The sum insured will be divided equally amongst both parents, if they are eligible for the benefit, irrespective of whether they are insured under this policy or not.

What's not covered?

  • Any accident due to adventure sports.
  • Any pre-existing disease.

For list of exclusions, please refer to the policy wordings.

How to apply


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email.

Claim process

You can raise a claim by reaching out via one of the following ways:

  • Insurer’s Toll free number – 1800-102-4462

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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