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Accident - Family Counselling Cover

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Dealing with grief in case of a family member’s accidental death is very difficult. A serious accident can also leave a grave impact on the mental health of the family members, as the entire period of treatment and recovery of the patient is distressing for the family members. During such times, psychiatric counseling helps deal with the emotional and mental trauma, enabling to cope with the situation strongly. Understanding this need, Bajaj Finserv brings to you FlexiCare Group Insurance Policy - Accident Family Counselling Benefit from Manipal Cigna Health Insurance, for seeking help from a professional counsellor. The coverage is provided up to Rs. 25,000, and there is no waiting period under this plan.

Plan Details

Premium Including GST (Rs.) Sum Insured (Rs.)
Rs. 29 Rs. 25,000
Eligibility criteria: Anyone between the age group of 18 years to 65 years. Age will be considered as on last birthday. Policy/Cover tenor will be 1 year.

What's Covered

What's Covered

  • Money-in-bank

    Psychiatric Counselling

    (Any/all) immediate family members of insured person will receive the sum insured during the active policy year, for seeking psychiatric counselling to cope with the mental trauma caused by the registered person’s death or permanent total disablement or permanent partial disablement due to an accident.
    Note: The coverage will be provided for the psychiatric counselling on an out-patient basis in a hospital.

What's not covered?

  • Any accident caused during performing adventure sports will not covered under this policy.
  • Any pre-existing disease
    For list of exclusions, please refer to the policy wordings.

How to apply


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email.

Claim process

You can raise a claim by reaching out via one of the following ways:

  • Insurer’s Toll free number – 1800-102-4462

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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