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Accidents or critical illnesses may requirethe affected individuals to be evacuated in case of an Group Insurance Policy - Accident Emergency Evacuation Cover from Manipal Cigna Health emergency. An insurance policy that covers such events may help you stay prepared for such times. FlexiCare Insurance helps you reduce the burden of expenses in case of a medical emergency to avoid incurring very high costs without insurance. This coverage reduces emergency transportation costs to the nearest medical facility, often by an ambulance or an air-ambulance/helicopter.

Plan Details



Sum Insured (Rs.) (Options)


Accidental Death Benefit





Evacuation Cover



Premium Including GST (RS.)




Eligibility: You are eligible for the Accident Emergency Evacuation coverage between the age of 18 and 65 years. The age is determined based on the last birthday.

Plan Validity: The plan is valid for a tenor of one year.

What's Covered

  • Money-in-bank

    Accidental Death Coverage

    Suppose the policyholder suffers from an accident covered under the policy that results in death. In that case, the policyholder will receive the sum insured as per the certificate of insurance or the policy scheduled. The event must be covered under the insurance policy and result directly in the policyholder passing away solely due to the injury within 365 days from the date of the accident. Once an insurance claim is accepted and paid under this benefit, it automatically terminates for the policyholder.

  • Money-in-bank

    Accidental Emergency Evacuation Cover

    If the policyholder suffers from an injury from an event covered under the policy and adequate medical facilities are not locally available, the expenses for emergency evacuation are paid under the policy. The event must occur during the policy year. The expenditures for emergency evacuation are paid as per the limits specified in the policy schedule. The injured person is evacuated to the nearest facility within India that can provide adequate care. The provisions for this cover are:

    • Medical Assistance Service is arranged for transporting the policyholder to the nearest hospital that provides the necessary treatment under proper medical supervision.
    • Our medical team pre-authorizes the emergency medical evacuation. If pre-authorization is not reasonably possible, it must be done soon after the evacuation takes place.
    • Our medical team must determine that it is medically necessary to evacuate the patient to prevent any immediate and significant effects of Injury. This is done when leaving the patient untreated can significantly deteriorate health, and adequate treatment is not available locally.
    • During these determinations, the nature of the emergency is considered. The medical condition and the ability of the patient to travel are taken under consideration. Other relevant circumstances such as distance to be covered, weather conditions, and airport availability are also contemplated.
    • The insured patient's medical condition should require to be accompanied by a qualified healthcare professional during the entire course of the evacuation. Only in this case will the condition be considered as an emergency that needs emergency evacuation.
    • Transportation is provided by a medically equipped specialty aircraft, commercial airline, train, or ambulance depending upon the available transportation and the medical requirements. These conditions are specific to each case.

What's not covered?

  • Any pre-existing diseases
  • Any accidents except adventure sports

*For a complete list of exclusions, please refer to the policy wordings.

How to apply


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email/WhatsApp.

Claim process

You can raise a claim by contacting the insurer in one of the following ways:

Contact us

For queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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