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The cost of education has significantly increased over time, making it difficult for many households to keep up with the expenses. Moreover, if you are a single-earning member, then the pinch is felt even more. Availing an education fund benefit for your child/children will ensure their education continues, even in case of a mishap.
Bajaj Finserv offers FlexiCare Group Insurance Policy – Education Fund Benefit Cover for dependent children from Manipal Cigna Health Insurance. The plan provides financial assistance for their education. It offers coverage up to Rs. 4 lakh for children’s education expenses, provided the child/children are under the age of 25 years.
Plan Details
|
Premium Including GST (Rs.) |
Sum Insured (Rs.) |
|
Rs. 79 |
Rs. 1 Lakh |
|
Rs. 139 |
Rs. 2 Lakh |
|
Rs. 254 |
Rs. 4 Lakh |
Eligibility criteria: Persons between the age group of 18 years and 65 years. Age will be considered as on last birthday.
Policy/Cover tenor will be 1 year.
What's Covered
What's Covered
-
Accidental Permanent Total Disablement (PTD) Benefit
In case the insured person suffers an accidental PTD, then he/she will receive a reimbursement of the sum insured for the dependent child’s education (tuition fees) for the policy period, irrespective of whether the child (children) is insured under this policy.
-
Coverage against accidental death
In case of the insured person’s demise due to an accident, then his/her child/children will receive the sum insured for their education for the policy period, even though the child/children are not registered under this policy.
Note:- The claim is valid only if the dependent child is below or 25 years of age as on date of occurrence of the event.
- In case of more than one child, the sum insured as specified under this benefit will be divided equally among all eligible children.
-
Treatment Charges
Treatment charges include hospital room rent, ICU, transfusion, doctor fees, medicines and tests.
What's not covered?
- Any accident due to adventure sports is not covered under this policy.
For list of exclusions, please refer to the policy wordings.
How to apply
1
Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.
2
Check and confirm your application by entering the OTP received on your mobile number.
3
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
4
You will receive the details of your membership via email.
Claim process
You can raise a claim by reaching out via one of the following ways:
- Insurer’s E-mail – servicesupport@manipalcigna.com
- Insurer’s Toll free number – 1800-102-4462
Contact Us
In case you have any queries related to coverage, exclusions, or claims, please write to us at pocketservices@bajajfinserv.in .
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”