Accident - Coma Cover

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A person may suffer from coma as a result of an accident. FlexiCare Group Insurance Policy - Coma Cover from Manipal Cigna Health Insurance provides coverage up to Rs. 5 lakh for coma due to accidents.

Plan Details

Accident - Coma Cover offers coverage up to Rs. 5 lakh at a premium of Rs. 39. The plan is valid for a period of 1 year.
Eligibility: Individuals between the age of 18 and 65 years can purchase this policy.

What's Covered

What's Covered

  • Money-in-bank

    Coverage against Coma

    If during the Policy Year, the Insured Person suffers an Injury due to an Accident which results in coma, the Insured person will get paid as specified in the policy schedule provided Note: a. Diagnosis of Coma by a Medical Practitioner is supported by all the following:
    i. No response to external stimuli continuously for at least 96 hours;
    ii. Life support measures are necessary to sustain life; and
    iii. Permanent neurological deficit which is assessed at least 30 days after the onset of the Coma.

    b. The condition of Coma is confirmed by a specialist Medical Practitioner in writing.
    c. Coma does not result from alcohol/ drug abuse or due to an Illness.
    For the purpose of understanding, Coma means a state of unconsciousness with no reaction or response to external stimuli or internal needs.

What's not covered?

  • Any Accident Due to Adventure Sports, is not covered under this policy.
For list of exclusions, please refer to the policy wordings.

How to apply

1

Click on ‘Apply Now’ button and share your basic details in the online application form.

2

Check and confirm your application by entering the OTP received on your mobile number.

3

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

4

You will receive the details of your membership via email/whatsapp.

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:
  • Insurer’s Email: servicesupport@manipalcigna.com
  • Insurer’s Toll free number: 1800-102-4462

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at pocketservices@bajajfinserv.in
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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