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Vehicle Modification Cover

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Accidents may result in permanent disability, for which an individual may need to make modifications to their vehicle for increased accessibility. For financial support in such situations, Group Care 360 presents Vehicle Modification Cover from Care Health Insurance Co. Ltd. The plan offers up to Rs. 10,000 each for permanent total disablement and vehicle modification costs.

Plan details

The vehicle modification insurance plan has a premium of Rs. 212 (including GST) and the tenor is 1 year.

Insured Events

Amount Payable = % of The Sum Insured

Total and irrecoverable loss of sight in both eyes, or the actual loss by physical separation of two entire hands or two entire feet, or one entire hand and one entire foot, or the total and irrecoverable loss of sight of one eye and loss by physical separation of one entire hand or one entire foot


Total and irrecoverable loss of (a) use of two hands or two feet, or (b) one hand and one foot, or (c) sight of one eye and use of one hand or one foot


Total and irrecoverable loss of sight of one eye, or the actual loss by physical separation of one entire hand or one entire foot


Total and irrecoverable loss of use of a hand or a foot without physical separation


Paraplegia, quadriplegia or hemiplegia


What's covered

  • Money-in-bank

    Permanent total disablement

    If the insured member suffers an injury during the cover period that directly results in permanent total disablement within 12 months from the accident date, they will be paid as per the table above.

  • Money-in-bank

    Vehicle modification

    The insured member will get up to Rs.10,000 for reasonable and necessary expenses on modifying their vehicle.

    For the list of exclusions, please refer to the policy wordings.

How to apply for domestic travel insurance online


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email.

Claim process

You can raise a claim by contacting the insurer in one of the following ways:

  • Email: –
  • Toll-free number: – 1800-102-4488
  • Contact us

    For queries about coverage, exclusions, or claims, please write to us at

    Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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