Accidents may compel you to spend towards procuring medically necessary prosthetic devices and equipment to fulfill your mobility needs. With Group Care 360 – Mobility Extension cover from Care Health Insurance Ltd., one can avail coverage for Permanent Total Disablement (PTD) up to Rs. 10,000 and coverage for mobility extension up to Rs. 10,000.
The plan offers coverage for Permanent Total Disablement up to Rs. 10,000 and coverage for mobility extension up to Rs. 10,000 at a premium of Rs. 212 (including GST). The same remains valid for a period of 1 year.
|Sr. No.||Insured Events||Amount payable = % of the Sum Insured|
|1||Total and irrecoverable loss of sight of both eyes, or of the actual loss by physical separation of two entire hands or two entire feet, or one entire hand and one entire foot, or of the total and irrecoverable loss of sight of one eye and loss by physical separation of one entire hand or one entire foot||100%|
|2||Rs. Total and irrecoverable loss of (a) use of two hands or two feet, or (b) one hand and one foot, or (c) sight of one eye and use of one hand or one foot||100%|
|3||Total and irrecoverable loss of sight of one eye, or of the actual loss by physical separation of one entire hand or one entire foot||50%|
|4||Total and irrecoverable loss of use of a hand or a foot without physical separation||50%|
|5||Paraplegia or Quadriplegia or Hemiplegia||100%|
Coverage is offered if the insured member suffers an injury during the cover period, which directly results in the insured member’s permanent total disablement within 12 months from the date of accident (including date of accident), insured will be paid as per the below ‘PTD table’.
Insured will get monetary benefit upto Rs. 10,000 for procuring medically necessary prosthetic devices (artificial devices replacing body parts, including artificial legs, arms or eyes), orthopedic braces (including but not limited to arm, back or neck braces) and durable medical equipment (including but not limited to wheelchairs and Hospital beds) which fulfills the Insured Member’s basic mobility needs, consequent to an Injury for which a Claim is payable under Permanent Total Disablement.
Consequent to an Injury for which a Claim is payable under Permanent Total Disablement and provided that such devices or equipment are procured on the written advice of the treating Medical Practitioner.
Click on ‘Apply Now’ button and share your basic details in the online application form.
Check and confirm your application by entering the OTP received on your mobile number.
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
You will receive the details of your membership via email/whatsapp.
In case you have any queries related to coverage, exclusions, or claims, please write to us at email@example.com.
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”