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Mental Health Support Program

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Most health insurances cater to physical ailments or issues, and it is hard to find coverage for mental issues and ailments. However, with the right insurance policy for mental health, you can get covered against any expenses incurred for your mental health treatments. Bajaj Finance brings to you Group Activ Health- Mental Health Support Program from Aditya Birla Health Insurance Co. Ltd. that covers treatment expenses arising from psychiatrist consultation, nutritional and psychological counselling.

Plan Details

Sum Insured up to

Premium incl. taxes

Rs. 1 lakh

   Rs.  1188

 

Eligibility: You are eligible for the Mental Health Support Program if you arebetween 18 and 50 years of age, as on the last birthday.

Plan Validity: The plan is valid for a tenor of one year.

What's Covered

  • Money-in-bank

    Room Rent Cover

    Room rent is restricted up to 1% of the SI, subject to a maximum of Rs. 5000 per day for a normal room. The coverage includes Rs. 10,000 per day for an ICU room. All other charges are according to the room rent restriction.

  • Money-in-bank

    Consultations with Doctor Coverage

    Expenses to consult a doctor on call, such as a psychiatrist consultation, nutritional and psychological counselling, are covered.

  • Money-in-bank

    IPD Psychiatric Cover

    IPD psychiatric benefits are covered up to Rs. 1 lakh. 

    Note: Pre-existing diseases are covered after a waiting period of 4 years.

What's not covered?

  • Hospitalization other than psychiatric
  • Physical consultation (OPD)
  • Pre-existing conditions
  • Dependents

*For a full list of exclusions, please refer to the policy wordings.

30 days waiting period: A 30 days waiting period is applicable.

2 years waiting period:2 years exclusion is applicable.

Body System

Illness

Treatment/ Surgery

1

Eye

Cataract

Cataract Surgery

Glaucoma

Glaucoma Surgery

2

Ear Nose Throat

Serous Otitis Media

Sinusitis

Sinus Surgery

Rhinitis

Surgery for the nose

Tonsillitis

Tonsillectomy

Tympanites

Tympanoplasty

Deviated Nasal Septum

Surgery for Deviated Nasal[Text Wrapping Break]Septum

Otitis Media

Surgery or Treatment for Otitis[Text Wrapping Break]Media

Adenoiditis

Adenoidectomy

Mastoiditis

Mastoidectomy

Cholesteatoma

Resection of the Nasal Concha

3

Gynaecology

All Cysts & Polyps of the female Genito urinary system

Dilatation & Curettage

Polycystic Ovarian Disease

Myomectomy

Uterine Prolapse

Uterine prolapse Surgery

Fibroids (Fibromyoma)

Hysterectomy unless[Text Wrapping Break]necessitated by malignancy

Breast lumps

Any treatment for Menorrhagia

Prolapse of the uterus

Dysfunctional Uterine Bleeding (DUB)

Endometriosis

Menorrhagia

Pelvic Inflammatory Disease

4

Orthopaedic / Rheumatological

Gout

Joint Replacement Surgery for Prolapse of the intervertebral disc

Rheumatism, Rheumatoid Arthritis

Non-infective arthritis

Osteoarthritis

Osteoporosis

Prolapse of the intervertebral disc

Spondylopathies

5

Gastroenterology (Alimentary Canal and related Organs)

Stone in Gallbladder and Bile duct

Cholecystectomy / Surgery for Gallbladder

Cholecystitis

Surgery for Ulcers (Gastric / Duodenal)

Pancreatitis

Fissure, Fistula in Ano, haemorrhoids (piles), Pilonidal Sinus, Ano-rectal & Perianal Abscess

Rectal Prolapse

Gastric or Duodenal Erosions or Ulcers + Gastritis & Duodenitis

Gastroesophageal Reflux Disease (GERD)

Cirrhosis

6

Urogenital (Urinary and Reproductive system

Stones in Urinary system (Stone in the Kidney, Ureter, Urinary Bladder)

Prostate Surgery

Benign Hypertrophy / Enlargement of Prostate (BHP / BEP)

Hernia, Hydrocele,

Surgery for Hydrocele, Rectocele and Hernia

Varicocele / Spermatocele

Surgery for Varicocele / Spermatocele

7

Skin

Skin tumour (unless malignant)

Removal of such tumour unless malignant

All skin diseases

8

General Surgery

Any swelling, tumour, cyst, nodule, ulcer, polyp anywhere in the body (unless malignant)

Surgery for cyst, tumour, nodule, polyp unless malignant

Varicose veins, Varicose ulcers

Surgery for Varicose veins and Varicose ulcers

Congenital Internal Diseases or Anomalies

How to apply

Click on ‘Apply Now’ button and share your basic details in the online application form.

Check and confirm your application by entering the OTP received on your mobile number.

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

You will receive the details of your membership via email/whatsapp.

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:

In case you have any queries about coverage, exclusions, or claims, please write to us at wecareinsurance@bizsupportc.com.

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Aditya Birla Health Insurance Co. Ltd.Group Activ Health Policy, UIN: ADIHLGP21134V022021. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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