Every year about 37.7 million people in India suffer from waterborne diseases. Also, sadly 1.5 million children die because of diarrhoea and due to such infectious diseases around 73 million working days suffer which leave the country in an economic loss of $600 million every year. Keeping the above statistics in mind, one can understand the gravity of the effect of water borne diseases on not juts our health but also on our economic situation.
Therefore, to save you from any such financial difficulty, Bajaj Finance has formulated the FlexiCare Group Insurance Policy - Mediclaim Infections - Water Borne Disease cover from Manipal Cigna Health Insurance, which is helpful in providing the benefit of in-patient Hospitalization costs and pre/ post hospitalization while undergoing the treatment for water borne diseases. It covers up to a sum insured of Rs. 3 Lakhs.
Sum Insured |
Premium (Including GST) |
Rs. 1 Lakhs |
Rs. 1864 |
Rs. 2 Lakhs |
Rs. 1959 |
Rs. 3 Lakhs |
Rs. 2054 |
Eligibility Criteria: People who fall in the age group of 18-65 years can avail this policy.
Plan Validity: The policy is valid for a period of 1 year.
Any illness of the insured individual which is caused as a result of Typhoid fever / Cholera / Hepatitis / Others (Dysentery, Guinea worm disease) is covered under the policy. However, it is important that such an illness solely resulting in hospitalization, must have happened during the policy year. Such instances of in-patient hospitalization of the insured person, will make the insured individual applicable for the cover.
All expenses for the treatment of water borne disease along with the post and prehospitalization cost will be covered under the policy. This is applicable for a period of 15 days up to the limit of the sum assured.
Costs incurred up to Rs. 3 Lakhs are covered under the policy. However, it is necessary that the diagnosis must be confirmed by an appropriate doctor and is supported by clinical confirmation.
Expenses incurred in the diagnostic tests prior (in the specified period of pre-hospitalization) or post hospitalization.
Payment of the medical practitioner’s fees before, while and after hospitalization.
Expenses for medicines related to hospitalization.
Treatment charges are inclusive of hospital room rent, ICU, transfusion, doctor fees, medicines, and tests.
Waiting Period
Name of the Waiting Period |
Waiting Period |
Initial Waiting Period |
30 days |
1
Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.
2
Check and confirm your application by entering the OTP received on your mobile number.
3
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
4
You will receive the details of your membership via email.