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Water Borne Diseases Cover

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Every year about 37.7 million people in India suffer from waterborne diseases. Also, sadly 1.5 million children die because of diarrhoea and due to such infectious diseases around 73 million working days suffer which leave the country in an economic loss of $600 million every year. Keeping the above statistics in mind, one can understand the gravity of the effect of water borne diseases on not juts our health but also on our economic situation.

Therefore, to save you from any such financial difficulty, Bajaj Finance has formulated the FlexiCare Group Insurance Policy - Mediclaim Infections - Water Borne Disease cover from Manipal Cigna Health Insurance, which is helpful in providing the benefit of in-patient Hospitalization costs and pre/ post hospitalization while undergoing the treatment for water borne diseases. It covers up to a sum insured of Rs. 3 Lakhs.

Plan/ Membership Fee Details

Sum Insured

Premium (Including GST)

Rs. 1 Lakhs

Rs. 1864

Rs. 2 Lakhs

Rs. 1959

Rs. 3 Lakhs

Rs. 2054

Eligibility Criteria: People who fall in the age group of 18-65 years can avail this policy.

Plan Validity: The policy is valid for a period of 1 year.

What's Covered

  • Money-in-bank

    Hospitalization Expenses

    Any illness of the insured individual which is caused as a result of Typhoid fever / Cholera / Hepatitis / Others (Dysentery, Guinea worm disease) is covered under the policy. However, it is important that such an illness solely resulting in hospitalization, must have happened during the policy year. Such instances of in-patient hospitalization of the insured person, will make the insured individual applicable for the cover.

    All expenses for the treatment of water borne disease along with the post and prehospitalization cost will be covered under the policy. This is applicable for a period of 15 days up to the limit of the sum assured.

    Costs incurred up to Rs. 3 Lakhs are covered under the policy. However, it is necessary that the diagnosis must be confirmed by an appropriate doctor and is supported by clinical confirmation.

  • Money-in-bank

    Diagnostics test

    Expenses incurred in the diagnostic tests prior (in the specified period of pre-hospitalization) or post hospitalization.

  • Money-in-bank

    Doctor’s Fees

    Payment of the medical practitioner’s fees before, while and after hospitalization.

  • Money-in-bank

    Medication

    Expenses for medicines related to hospitalization.

  • Money-in-bank

    Treatment Charges

    Treatment charges are inclusive of hospital room rent, ICU, transfusion, doctor fees, medicines, and tests.

    Waiting Period

    Name of the Waiting Period

    Waiting Period

    Initial Waiting Period

    30 days

What's not covered?

- Any prior ailment

For list of exclusions, please refer to the policy wordings.

How to apply

1

Click on ‘Apply Now’ button and share your basic details in the online application form.

2

Check and confirm your application by entering the OTP received on your mobile number.

3

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

4

You will receive the details of your membership via email/whatsapp.

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:
  • Insurer’s Email: servicesupport@manipalcigna.com
  • Insurer’s Toll free number: 1800-102-4462

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at pocketservices@bajajfinserv.in
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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