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Health + Accident (Comprehensive) – 2 EMI Protection

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An accident or ailment can lead to partial/permanent disablement along with any other form of injury. Some injuries/illnesses can be non-progressive and unlikely to improve. In such conditions the hospitalization and other medical cost can cost up to thousands causing immense financial burden on an individual. It is in scenarios like these that having an insurance cover can prove immensely beneficial for you and your family.

Keeping this in mind, Bajaj Finance brings to you FlexiCare Group Insurance Policy Mediclaim – Health + Accident (Comprehensive) - EMI Protection- 2 EMI from Manipal Cigna Health Insurance, which delivers benefits of 2 EMI in case Permanent Total Disablement, Permanent Partial Disablement, Temporary Total Disablement, coma, or Hospitalization with a sum insured upto Rs. 50,000.

Plan/ Membership Fee Details

Sum Insured

Premium (Including GST)

Rs. 5,000

Rs. 219

Rs. 10,000

Rs. 419

Rs. 20,000

Rs. 824

Rs. 25,000

Rs. 1024

Rs. 50,000

Rs. 2029

Eligibility Criteria: People who fall in the age group of 18-65 years can apply to avail this policy.

Plan Validity: The policy is valid for a period of 1 year.

What's Covered

  • Money-in-bank

    2 EMI protection

    If an individual suffers an injury/sickness that may lead to one of the following conditions- Permanent Total Disablement, Permanent Partial Disablement, Temporary Total Disablement, coma or Hospitalization, he/she can avail the benefits as mentioned in the policy. There may be situations where due to the ailments/illness the insured individual cannot perform any day-to-day activities or carry out normal business which leads to financial loss or loss of employment, for a minimum period of one month, in such conditions the insured individual will get the benefits of the insurance cover.

    The cash benefit is in commensuration with the insured person’s contribution in EMI of the existing insurance linked loan account.

    Waiting Period

    Name of the Waiting Period

    Waiting Period

    Initial Waiting Period

    30 days

    Specific Disease waiting Period

    24 months

What's not covered?

- Any accident caused because of adventure sports, is not covered under this policy.
- Any already-existing ailment

For list of exclusions, please refer to the policy wordings.

How to apply

1

Click on ‘Apply Now’ button and share your basic details in the online application form.

2

Check and confirm your application by entering the OTP received on your mobile number.

3

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

4

You will receive the details of your membership via email/whatsapp.

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:
  • Insurer’s Email: servicesupport@manipalcigna.com
  • Insurer’s Toll free number: 1800-102-4462

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at pocketservices@bajajfinserv.in
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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