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Medical emergencies can lead to disablements that are short-term/ long-term and have immediate adverse effects on the financial stability of an individual. Loss of employment/loss of jobs can be very pressurizing and does not just affect you but also your family.

In situations like this Bajaj Finance brings to you FlexiCare Group Insurance Policy Mediclaim – Health + Accident (Comprehensive) - EMI Protection- 1 EMI from Manipal Cigna Health Insurance, which provides benefits of 1 EMI in case an individual suffers Permanent Total Disablement, Permanent Partial Disablement, Temporary Total Disablement, coma, or Hospitalization with a sum insured up to a maximum of Rs. 50,000.

Plan/ Membership Fee Details

Sum Insured

Premium (Including GST)

Rs. 5,000

Rs. 119

Rs. 10,000

Rs. 219

Rs. 20,000

Rs. 419

Rs. 25,000

Rs. 519

Rs. 50,000

Rs. 1024

Eligibility Criteria: People who fall in the age group of 18-65 years can apply to avail this policy.

Plan Validity: The policy is valid for a period of 1 year.

What's Covered

  • Money-in-bank

    EMI protection

    If someone suffers an injury/sickness that may lead to one of the following conditions- Permanent Total Disablement, Permanent Partial Disablement, Temporary Total Disablement, coma or Hospitalization, under the insurance cover he/she can avail the benefits as given in the policy. There may be situations where due to the ailments/illness the insured individual cannot perform any day-to-day activities or carry out normal business which leads to financial loss or loss of employment, for a minimum period of one month, in such conditions the insured individual is liable to get the benefits of the insurance cover.

    The cash benefit is in commensuration with the insured person’s contribution in EMI of the existing insurance linked loan account.

    Waiting Period

    Name of the Waiting Period

    Waiting Period

    Initial Waiting Period

    30 days

    Specific Disease waiting Period

    24 months

What's not covered?

- Any accident due to adventure sports, is not covered under the policy rules.
- Any already-existing ailment

For list of exclusions, please refer to the policy wordings.

How to apply for domestic travel insurance online


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email.

Claim process

You can raise a claim by contacting the insurer in one of the following ways:

Contact us

For queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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