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Implantable Cardiac Defibrillator Cover

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Introduction

Bajaj Finance brings to you Group Care 360 – Implantable Cardiac Defibrillator Cover from Care Health Insurance Co. Ltd. The plan offers coverage up to Rs. 3 lakh for in-patient hospitalization costs and pre/ post hospitalization arising from procedures involved in implantation of ICDs.

Plan Details

Sum Insured

Premium (Incl. GST)

Up to Rs. 1 lakh

Rs. 271

Up to Rs. 2 lakh

Rs. 531

Up to Rs. 3 lakh

Rs. 684

 

Policy/Cover tenor will be 1 year.

What's Covered

What's Covered

  • Money-in-bank

    Hospitalization Expenses

    The plan covers all medical expenses incurred on the treatment/surgery, including the expenses incurred during the pre and post hospitalization period for a period of 30 days and 60 days respectively. A coverage up to Rs. 3 lakh can be availed provided the diagnosis is supported by the clinical confirmation by an appropriate specialist doctor.

  • Money-in-bank

    Diagnostics tests

    The cost of conducting diagnostics tests before (within the specified pre-hospitalization period) or during the hospitalization period is covered under the plan.

  • Money-in-bank

    Doctor’s Fees

    Coverage for doctor’s fee can be availed before, during and after hospitalization.

  • Money-in-bank

    Expenses on medication

    Expenses towards purchase of medicines related to hospitalization are covered under the plan.

  • Money-in-bank

    Treatment Charges

    Treatment charges include hospital room rent, ICU, transfusion, doctor fees, medicines and tests.

  • Money-in-bank

    Ambulance Charges

    Expenses on ambulance up to a maximum of Rs. 2,000 can be availed under the plan.

What's not covered ?

  • Hospitalization resulting other than Implantable Cardiac Defibrillator.
  • Hospitalization within the first 90 days from policy start date, as the policy has a waiting period of 90 days.
  • Any Pre-existing disease.
  • Cardiac arrest secondary to alcohol, substance abuse or drug misuse.
    • For list of exclusions, please refer to the policy wordings.

    How to Apply

    1

    Click on ‘Apply Now’ button and share your basic details in the online application form.

    2

    Check and confirm your application by entering the OTP received on your mobile number.

    3

    Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

    4

    You will receive the details of your membership via email/whatsapp.

    Claim Process

    You can raise a claim by reaching out to the insurer via one of the following ways:

    Insurer’s email  – claims@careinsurance.com
    Insurer’s toll-free number – 1800-102-4488

    Contact Us

    In case you have any queries related to coverage, exclusions or claims, please write to us at pocketservices@bajajfinserv.in.

    Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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