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Credit Card

Credit Card Eligibility and Documents

Credit card eligibility criteria

Factors affecting credit card eligibility are:

  • Age: You must be in the age group of 21-70 years
  • Income: You must have a regular source of income
  • Payments: You must not be a defaulter in making payments
  • Address: Your residential address must be in a SuperCard live location in India
  • Credit Score: You must have a minimum credit score of 750

* subject to revision as per bank’s policies

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Documents required for credit card

Documents required for a Bajaj Finserv RBL Bank credit card

Identity proof documents for credit card (any one of the following)

  • Aadhaar card
  • PAN card
  • Driving license
  • Voter ID card
  • Passport

Address proof documents for credit card (any one of the following)

  • Aadhaar card
  • Passport
  • Driving licence
  • Voter ID

*Please note that the list is indicative. Additional documents may be needed during credit card processing.

Credit card eligibility and documents FAQs

What are the eligibility criteria for getting a credit card?

Bajaj Finserv brings easy-to-meet eligibility criteria to get a credit card. These include:-

  • Age within 21 to 70 years
  • A regular source of income
  • Creditworthiness, with a minimum CIBIL score of 750 and no records of default
  • A residential address that must fall within the SuperCard live locations in the country
  • Applicant must also be an existing Bajaj Finserv customer and hold a Bajaj Finserv EMI Network Card

What documents are needed to apply for a credit card?

3 primary documents are required to avail of a Credit card – photograph, identity proof and address proof. Additional documents may be needed during the process, depending on your specific situation.

What is the minimum age to get a credit card in India?

In India, the minimum age to avail of a credit card is 18 years. Bajaj Finserv maintains 25 years as the lower limit primarily due to the repayment capability of applicants.

It reduces the chances of defaulting as users have a stable source of income and can meet the minimum salary requirements with ease.

How to apply for a credit card?

You can easily apply for the Bajaj Finserv RBL Bank SuperCard by submitting the online application form and the necessary documents.

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Did you know, a good CIBIL score can help you get a better deal on loans and credit cards?

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