Comprehensive Spouse Cover

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Bajaj Finance brings to you FlexiCare Group Insurance Policy – Spouse Benefit cover from Manipal Cigna Health Insurance, which provides the insured member coverage up to Rs. 1 lakh in case of Illness or Accidental Death, Permanent Total Disablement or Permanent Partial Disablement due to an accident of their spouse.

Plan Details

Comprehensive Spouse Cover offers coverage up to Rs. 1 lakh at a premium of Rs. 269. The plan remains valid for a period of 1 year.
Eligibility: Individuals between the age of 18 years and 65 years can purchase this policy.

What's Covered

What's Covered

  • Money-in-bank

    Coverage Against Death

    If the Insured person death takes place due to an illness/Accident, then Sum Insured will be paid to the widowed spouse of the Insured Person, irrespective of whether the Spouse is an Insured Person under this Policy.

  • Money-in-bank

    Permanent Total Disablement

    If the Insured Person suffers an Illness/ Injury due to an Accident results in PTD, then Sum Insured will be paid to the widowed spouse of the Insured Person, irrespective of whether the Spouse is an Insured Person under this Policy.

  • Money-in-bank

    Permanent Partial Disablement

    If the Insured Person suffers an Illness/ Injury due to an Accident results in PPD, then Sum Insured will be paid to the widowed spouse of the Insured Person, irrespective of whether the Spouse is an Insured Person under this Policy.

What's not covered?

  • Any illness or injury before 30 days of initial waiting period will not be covered
  • Any Pre- existing disease
For list of exclusions, please refer to the policy wordings.

How to apply

1

Click on ‘Apply Now’ button and share your basic details in the online application form.

2

Check and confirm your application by entering the OTP received on your mobile number.

3

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

4

You will receive the details of your membership via email/whatsapp.

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:
  • Insurer’s Email: servicesupport@manipalcigna.com
  • Insurer’s Toll free number: 1800-102-4462

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at pocketservices@bajajfinserv.in
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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