Communicable Disease Cover

Communicable Disease Cover

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A communicable disease spreads from one person to another through contact with blood and bodily fluids. The treatment for some of the communicable diseases can be physically and financially challenging. With Group Care 360 – Communicable Diseases Cover from Care Health Insurance Co. Ltd., one can avail of coverage up to Rs. 3 lakh for in-patient hospitalisation costs and pre/post-hospitalisation arising from the treatment procedure.

Plan Details

Sum Insured (Rs.) Premium Including GST (Rs.)
Up to Rs. 1 Lakh Rs. 663
Up to Rs. 2 Lakh Rs. 930
Up to Rs. 3 Lakh Rs. 1152

Plan validity:T he plan is valid for 1 year.

What's Covered

What's Covered

  • Money-in-bank

    Hospitalisation Expenses

    Expenses up to Rs. 3 lakh (as per the chosen sum insured value) are covered under the plan, provided the diagnosis is supported by the clinical confirmation by an appropriate specialist doctor. The plan includes expenses incurred during the pre-and post-hospitalisation for a period of up to 30 days and 60 days, respectively.

  • Money-in-bank

    Diagnostics Tests

    The cost of conducting diagnostic tests before (within the specified pre-hospitalisation period) or during the hospitalisation period is covered under the plan.

  • Money-in-bank

    Doctor’s Fees

    Coverage for doctor’s fees can be availed of before, during and after hospitalisation.

  • Money-in-bank

    Expenses Incurred On Medication

    Expenses towards the purchase of medicines related to hospitalisation are covered under the plan

  • Money-in-bank

    Treatment Charges

    Treatment charges include hospital room rent, ICU, transfusion, doctor fees, medicines and tests.

  • Money-in-bank

    Ambulance charges

    Expenses incurred on an ambulance for up to a maximum of Rs. 2,000 can be availed of under the plan.

What's not covered?

  • Hospitalisation due to reasons other than pulmonary thromboembolism
  • Hospitalisation within the first 90 days from the commencement of the policy
  • Any pre-existing disease
  • For a list of exclusions, please refer to the policy wordings.

    How to Apply

    1

    Click on ‘Apply Now’ button and share your basic details in the online application form.

    2

    Check and confirm your application by entering the OTP received on your mobile number.

    3

    Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

    4

    You will receive the details of your membership via email/whatsapp.

    Claim process

    You can raise a claim by reaching out to the insurer via one of the following ways:

    Insurer’s email: claims@careinsurance.com
    Insurer’s toll-free number: – 1800-102-4488

    Contact Us

    In case you have any queries about coverage, exclusions or claims, please write to us at wecareinsurance@bizsupportc.com.

    Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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