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In the event of an accident where the sole breadwinner of a family ends up in a coma, families may find it difficult to manage medical and other household expenses. The right insurance policy can offer adequate financial assistance during these times.
FlexiCare Group Insurance Policy - Accidental Coma Cash Cover from Manipal Cigna Health Insurance offers coverage in case the policyholder suffers from a coma and provides cash cover to the family.
Plan Details
|
Sum Insured ( per week) up to |
Premium Including GST |
|
Rs. 5000 |
Rs. 19 |
Eligibility: You are eligible for Accidental Coma Cash Cover if you are between 18 and 65 years of age, as on the last birthday.
Plan Validity: The plan is valid for a tenor of one year.
What's Covered
-
Accidental Coma Cash
- Rs. 5000 per week for 70 days
- If during the policy year, the policyholder suffers an injury, solely and directly due to an accident covered under the policy and suffers from a coma, the cash benefit will be paid up to the limit specified in the policy schedule, provided that:
- This diagnosis of coma by a medical practitioner is supported by all of the following:
- No response to external stimuli continuously for at least 96 hours
- Life support measures are necessary to sustain life
- The permanent neurological deficit, which is assessed at least 30 days after the onset of the coma
- The condition of coma is confirmed by a specialist medical practitioner in writing
- The coma does not result from alcohol or drug abuse or due to an illness
- For this benefit, coma means a state of unconsciousness with no reaction or response to external stimuli or internal needs.
What is Not Covered / Exclusions
- Any accident caused due to adventure sports.
*For a complete list of exclusions, please refer to the policy wordings.
How to apply
1
Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.
2
Check and confirm your application by entering the OTP received on your mobile number.
3
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
4
You will receive the details of your membership via email/WhatsApp.
Claim process
- Email: servicesupport@manipalcigna.com
- Toll-free number: 1800-102-4462
Contact us
For queries related to coverage, exclusions, or claims, please write to us at wecare@bajajfinserv.in
Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.