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Accidents may disrupt your monthly EMIs. To help you overcome the stress, Bajaj Finance brings to you FlexiCare Group Insurance Policy - Accident EMI Protection – 2 EMIs from Manipal Cigna Health Insurance, which helps you with contribution in EMI of the existing insurance linked loan account in case of accident, where you are unable to perform duties that pertain to employment or engaging in occupation.

Plan Details


Option 1

Option 2

Option 3

Option 4

Option 5

Sum Insured (Rs.)






Premium incl. GST (Rs.)






Eligibility: Individuals between the age of 18 years and 65 years can purchase this policy.
Plan validity: The plan is valid for a period of 1 year.

What's Covered

What's Covered

  • Money-in-bank

    EMI Coverage

    - The plan offers coverage for 2 EMIs if the insured person is disabled from engaging in his/her primary occupation for minimum period of one month.
    - Insured person will get benefit in case of hospitalization, Permanent Total Disablement (PTD), Permanent Partial Disablement (PPD), Temporary Total Disablement (TTD) and Coma.
    - The cash benefit in commensuration with the Insured Person’s contribution in EMI of the existing insurance linked loan account

What's not covered?

  • Any Accident Due to Adventure Sports, is not covered under this policy.
  • Any Pre-existing Disease
For list of exclusions, please refer to the policy wordings.

How to apply for flight travel insurance


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email.

Claim process

You can raise a claim by contacting the insurer in one of the following ways:
  • Email:
  • Toll-free number: 1800-102-4462

Contact us

For queries related to coverage, exclusions, or claims, please write to us at
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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