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Accident - Dependent Child Cash Cover

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In the unforeseen event of a family’s sole breadwinner meeting with an accident, managing household expenses can get very difficult for families, particularly if they have children. Get covered against these risks with an insurance policy that offers a cash pay-out for your child's wellbeing.
FlexiCare Group Insurance Policy - Accident Dependent child cash from Manipal Cigna Health Insurance Co. Ltd. offers cash benefits to dependent children of the policyholder in case of an accident.

Plan Details

Sum Insured Monthly Cash up to

Premium (including GST) 

Rs. 10,000

Rs. 39

Eligibility: You are eligible for the Accident Dependent child cash if you are between 18 and 65 years of age, as on the last birthday.

Plan Validity: The plan is valid for a tenor of one year.

What's Covered

  • Money-in-bank

    Accident Dependent child cash

    Rs. 10,000 per month are paid for a period of 90 days.

    If the policyholder suffers from an illness or injury caused by an accident covered under the policy that directly results in permanent total disablement, permanent partial disablement, or death of the policyholder within 365 days from the accident, the sum insured will be paid. The accident or illness must occur within the policy year. The payout will be as specified in the policy schedule. The payout will be irrespective of whether the child (children) is insured under this policy. 

    Any claim becomes admissible where the dependent child (children) is a minor shall be payable to the legal guardian. If the policyholder has one child, the sum insured shall be paid entirely to the child. If the policyholder has more than one child, the sum insured shall be divided equally among eligible children.

    Note: For definitions of permanent total disablement, permanent partial disablement, temporary total disablement, or coma, please refer to the product brochure before concluding a sale.

  • Money-in-bank

    Accident Dependent child cash

    Rs. 10,000 per month are paid for a period of 90 days.

    If the policyholder suffers from an illness or injury caused by an accident covered under the policy that directly results in permanent total disablement, permanent partial disablement, or death of the policyholder within 365 days from the accident, the sum insured will be paid. The accident or illness must occur within the policy year. The payout will be as specified in the policy schedule. The payout will be irrespective of whether the child (children) is insured under this policy. 

    Any claim becomes admissible where the dependent child (children) is a minor shall be payable to the legal guardian. If the policyholder has one child, the sum insured shall be paid entirely to the child. If the policyholder has more than one child, the sum insured shall be divided equally among eligible children.

    Note: For definitions of permanent total disablement, permanent partial disablement, temporary total disablement, or coma, please refer to the product brochure before concluding a sale.

What is Not Covered / Exclusions

Here's what is not covered in this plan.

  • Treatment for pre-existing diseases.
  1. Treatment for accidents due to adventure sports.

*For a complete list of exclusions, please refer to the policy wordings.

How to apply

Click on ‘Apply Now’ button and share your basic details in the online application form.

Check and confirm your application by entering the OTP received on your mobile number.

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

You will receive the details of your membership via email/whatsapp.

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:
  • Insurer’s Email: servicesupport@manipalcigna.com
  • Insurer’s Toll free number: 1800-102-4462

Contact Us

In case you have any queries about coverage, exclusions, or claims, please write to us at wecareinsurance@bizsupportc.com.

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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