Bajaj Allianz General Insurance - Car Insurance policy starting at Rs. 3,031*

Key features and benefits of this policy

Get Bajaj Allianz Car Insurance in under 10 minutes 00:38

Get Bajaj Allianz Car Insurance in under 10 minutes

Learn about the features and benefits of the policy here

  • Cashless claim settlement at 6,500+ garages

    Cashless claim settlement at 6,500+ garages

    Repair your damaged car conveniently with the benefit of cashless claim settlement at 6,500+ network garages.

  • Comprehensive damage coverage

    Comprehensive damage coverage

    Covers losses and damages caused to the insured vehicle. Comprehensive car insurance covers damages caused due to accidents or natural disasters, fire, explosions, or theft.

  • Third-party coverage

    Third-party coverage

    Covers the legal liabilities against the third party in case of an accident. This includes any damages caused to their property or physical injury to the third party.

  • Personal accident cover up to Rs. 15 lakh

    Personal accident cover up to Rs. 15 lakh

    Gives coverage up to Rs. 15 lakh if the insured suffers accidental death or permanent total disability.

  • No Claim Bonus (NCB) benefit

    No Claim Bonus (NCB) benefit

    Get up to 50% discount on renewal premium with the NCB gained for having claim-free years.

  • Choose from three add-on covers

    Choose from three add-on covers

    This car insurance plan offers the choice of three add-on covers for enhanced coverage. Choose from loss of accessories or legal liability to paid driver, cleaner, or workman. You can also opt for personal accident cover for the occupant.

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Eligibility criteria and documents required

Anyone fulfilling the below-given criteria is eligible to buy Bajaj Allianz Car Insurance policy. Also, below is some basic information you need to keep handy to buy the policy.

Eligibility criteria

  • Nationality: Indian
  • Age: 18 years or above
  • Valid vehicle registration number and certificate ;

 

Documents required

Only basic information required while buying the policy:

  •  Car's registration number and certificate
  •  Previous policy details of the vehicle
  •  Valid 10-digit mobile number
  •  Residential PIN code

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on 'Get Quote' to open the online application form.

  • Step 2

    Step 2

    Enter the vehicle type, car registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the 'Get Quote' button below.

  • Step 3

    Step 3

    Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant car insurance policies. You need to update your current policy expiry date here.

  • Step 4

    Step 4

    Choose Bajaj Allianz Car Insurance Policy by clicking on the 'Buy Now' button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.

  • Step 5

    Step 5

    Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on 'Proceed'.

  • Step 6

    Step 6

    Enter the vehicle owner's name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as mentioned in RC) and previous policy details.

  • Step 7

    Step 7

    Review your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, credit/debit card to complete the application process.

    After successful payment, your policy document will be available for you to download instantly. You will receive a copy of the policy document on your registered email ID within 5-7 working days.

    You will also receive an SMS confirmation immediately after the payment processed successfully.

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Key inclusions and exclusions

 Here’s a quick look at the inclusions and exclusions under the Bajaj Allianz Car Insurance policy:

  • Key inclusions
  • Key exclusions
Key inclusions Descriptions
Own damage cover Damages caused to the insured vehicle due to an accident or a natural disaster, theft, fire, self-ignition
Third-party liability Losses or damages caused to the third party; physically or to their property
Personal accident cover The nominee will receive the sum insured in case of an accidental death of the insured | In case of a permanent total disability, the insured will receive the sum insured
Add-on covers Loss of accessories and personal accident cover for the occupant | Also get coverage for legal liabilities to paid driver, cleaner, or workman
Key exclusions Description
Location Any loss or damage caused to your car outside the geographical limits of India
Pre-existing damages Any damage that your car has suffered before buying this car insurance policy
Normal wear and tear Repair or replacement costs of damage caused over time due to regular usage to the car’s parts

How to raise a cashless claim

Follow these steps to raise cashless claim requests with Bajaj Allianz Car Insurance.

  • Step 1 - Contact the insurer

    Step 1 - Contact the insurer

    You can register your claim by calling the toll-free number 1800-209-5858. You can also visit the official website of Bajaj Allianz and go to the ‘Claims’ section. Alternatively, you can write an email to bagichelp@bajajallianz.co.in.

  • Step 2 - Provide some basic details

    Step 2 - Provide some basic details

    You need to provide your contact number, engine number, and chassis number. Also, date, time, description, and location of the accident. Additionally, vehicle inspection address and kilometre reading on the vehicle.

  • Step 3 - Receive claim reference number

    Step 3 - Receive claim reference number

    You will receive a claim reference number from the insurer. Also, an SMS about the exact status of your claim.

  • Step 4 – Locate your nearest network garage

    Step 4 – Locate your nearest network garage

    Take your vehicle or have it towed for repair to the nearest network garage.

  • Step 5 - Insurer settles the bill with the garage

    Step 5 - Insurer settles the bill with the garage

    Get your vehicle repaired at the network garage and delivered to your doorstep. The insurer will settle the bills directly with the garage.

How to raise a reimbursement claim

Follow these steps to raise reimbursement claim requests with Bajaj Allianz Car Insurance.

  • Step 1 - Contact the insurer

    Step 1 - Contact the insurer

    You can register your claim by calling the toll-free number 1800-209-5858. You can also visit the official website of Bajaj Allianz and go to the ‘Claims’ section. Alternatively, you can write an email to bagichelp@bajajallianz.co.in.

  • Step 2 – Provide some basic details

    Step 2 – Provide some basic details

    You need to provide your contact number, engine number, and chassis number. Also, date, time, description, and location of the accident. Additionally, vehicle inspection address and kilometre reading on the vehicle.

  • Step 3 – Receive claim reference number

    Step 3 – Receive claim reference number

    You will receive a claim reference number from the insurer. Also, an SMS about the exact status of your claim.

  • Step 4 – Repair your car at any of your preferred garages

    Step 4 – Repair your car at any of your preferred garages

    Get your vehicle repaired at your preferred garage, pay the bills, and retain the invoice.

  • Step 5 - Submit the required documents

    Step 5 - Submit the required documents

    Submit bills along with the documents online or to the nearest Bajaj Allianz office.

  • Step 6 – Claim settlement

    Step 6 – Claim settlement

    Reimbursement will take approximately 7-30 days (for a net of loss) from the date of final bill submission. All documents should be in order and within policy purview.

Documents required for raising a damage claim request

Here is the list of documents that you need to raise a damage claim request with Bajaj Allianz Car Insurance.

  • Filled claim form with contact number and email ID
  • Policy document/cover note
  • Copy of registration book, tax receipt
  • Copy of driving licence with original of the driver at the time of the accident
  • FIR (in case of third-party liability)
  • Estimate of repair from the repairer

Documents required for raising a theft claim request

Here is the list of documents that you need to raise a theft claim request with Bajaj Allianz Car Insurance.

  • Filled claim form with contact number and email ID
  • Vehicle registration certificate copy with car keys
  • Driving licence copy
  • Original policy document
  • No-trace report of the vehicle from the police

Frequently asked questions

What is the Bajaj Allianz customer care number?

The Bajaj Allianz General Insurance helpline number is 1800-209-0144/1800-209-5858.

What are the benefits offered under Bajaj Allianz Car Insurance Policy?

The Bajaj Allianz car insurance policy offers own damage, third-party liabilities, and personal accident cover. It also offers three add-on covers:
1. Loss of accessories
2. Personal accident cover for occupants
3. Legal liability of paid driver, cleaner or any workman

What are the three types of car insurance?

There are three types of car insurance policies that you can buy - comprehensive, standalone own-damage, and third-party policies. Bajaj Allianz Car Insurance is a comprehensive car insurance policy that covers the insured car and third-party liabilities under one policy.

Can I pay the car insurance premium in instalments?

No. There is no provision for paying the premium on car insurance in instalments.

What is Roadside Assistance (RSA)?

Roadside assistance helps you in case your car breaks down or meets with an accident in the middle of the road. With a Bajaj Allianz Car Insurance policy, you can avail of 24x7 roadside assistance facility with various other services.

What is NCB, and in what way does it benefit me?

No Claim Bonus (NCB) is a reward given to policy owners for safe driving. You gain NCB for having claim-free policy years. You can accumulate up to 50% NCB and use it at the time of policy renewal. Insurer gives the benefit as a discount on the renewal premium of motor insurance. 

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Disclaimer

*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third-party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. This product provides insurance coverage under Bajaj Allianz Car Insurance UIN: IRDAN113RP0007V01201819. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws which are subject to change in future. Please consult your tax advisor for more details. Visitors are hereby informed that by providing their personal or any information on our website they agree and understand that the information submitted by them may be shared with insurers.

*Premium indicated is inclusive of taxes for third party coverage of four-wheeler up to 1000 CC. Premium may vary based on the specification of the vehicle.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.