Home Loan Balance Transfer & Top-up Loan for Medical Expenses

Diagnostic scans with cutting-edge technology can cost thousands to lakhs and even more. The cost of a single MRI scan can reach a 5-digit figure. Sometimes, you might have to perform multiple tests and scans for a detailed diagnosis, which might cost a fortune.

The cost of hospitalisation is usually covered under health insurance but there are a few exclusions where insurance will not help. From room upgrades to special meals, and specialist doctors’ appointments to diet consultant fees, the expense may keep rising.

Once out of surgery, post-operative care and treatment are a necessity in most cases. Each session requires the presence of the therapist along with specialised equipment. Multiple sessions like these could add to your financial burden.

While you are dealing with your unfortunate medical expenses, the usual monthly household costs also need equal attention. If you are down on luck and finances, expenses like children’s school fees, groceries, electricity, fuel charges etc. could become unmanageable without extra capital.

Medical procedures and optional care treatments have become a requirement. You can pay for full dental implants, fertility treatments such as IVF, holistic treatments including acupuncture, naturopathy, weight loss programmes, and LASIK surgery, among other things, without having to touch your precious savings.