Credit Card

 
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Credit Card

Now earn benefits on purchase of the most diverse products and services with a single Credit Card

Ever wondered why should credit card benefits come in thin slices? Wished there was a credit card that gave you benefits from the smallest daily grocery purchases to the most unique lifestyle holiday?

With the Bajaj Finserv Standard Chartered World and Platinum Credit Cards earn benefits nearly every time you swipe them. From utility payments to fashion purchases, from grocery shopping to international holiday bookings, earn points across more slices of your life than any other single Credit Card.

Click here to apply online Or SMS CARD to 56070 Or call on 1800 1030 333

World Credit Card

Enjoy the best-in-class privileges on your Bajaj Finserv Standard Chartered World Credit Card. With the multiple reward point programs, shopping is truly a rewarding experience. Now enjoy 5 reward points for every Rs.100 spent at supermarkets and departmental stores.

Enjoy 5 reward points on Retail fashion and 3 reward points on any other spends.
Enjoy a host of benefits right from travel to dining to golf and many more.

Exclusive Benefits

Welcome Offer

The good life begins as soon as you sign up. Enjoy 6000 Reward points as an additional bonus on payment of your first monthly bill of your Bajaj Finserv Standard Chartered Credit Card account.

Rewards on Offer

5 Reward points for every Rs.100/- spent at Grocery Stores

5 Reward points for every Rs.100/- spent at Departmental Stores

5 Reward points for every Rs.100/- spent at Super-Stores

5 Reward points for every Rs.100/- spent on Retail Fashion

Regular Category

Earn 3 Reward points for every Rs.100/- spent

Bonus Reward Program

What’s better than regular reward points? Bonus reward points. Every time you use your Bajaj Finserv Standard Chartered Credit Card to shop at outlets who have tied up with the card, you automatically earn bonus points which are over and above the reward points you already receive. Bonus points help you accelerate your points so you can achieve your rewards faster. Earn Bonus points at over 1000 merchant outlets.

Utility Bill Payments

50 Reward points on payment of utility bills through Standard Chartered Bill pay service.

Monthly Rewards

2 additional Reward points per Rs.100/- on incremental spends on regular categories above Rs.1,00,000 per statement cycle.

Birthdays

10 reward points for every Rs.100/- spent on birthdays (holder of the primary card).

Redemption Opportunities

Choose from an exciting range of shopping vouchers, gifts, dining rewards, holiday packages and lots more. Visit the online redemption rewards division at www.standardchartered.co.in for more details.

Golf

Golf Program India
Now enjoy a good teeing session with your Bajaj Finserv Standard Chartered Credit Card.

Complimentary Golf at select Golf Courses in India

Complimentary lessons

Concierge facility

SESA Golf Program: Enjoy privileged access and special rates at premium Golf Courses in South East and South Asia.

Other Benefits

Sl. Brand Category Offer Details
1 Lemon Tree Hotels Travel 20% off on F&B and Best Available Rates + 20% off the Room Rates at Lemon Tree Premier Hotels
2 Travelocity Travel Rs.1000 e Voucher with every air ticket booked
3 Matrix Mobiles Travel Free rental for a month (UK/ Singapore)

Free talk time worth Rs. 500 (USA/UK), Rs. 300 (Other Countries)

Free Data usage up to 5 GB (USA), 500 MB (UK) 300MB (Singapore)

Free SIM card delivery

Waiver of activation and deactivation charges

Permanent SIM if they are frequent travelers
4 Hertz Car Rentals International Deals 10% off Hertz Affordable Rates

First year fee waiver for Hertz #1 Club Gold membership
5 Café Coffee Day Shopping Get Choco Rocks Drink Free on bill of Rs. 150 & above
6 Triumph Shopping Get 15% off on shopping worth Rs.2500 and above at Triumph
7 Richfeel Shopping Avail a Consultation with Trichologist including Hair Testing & Analysis & get 'Healthy Hair Always' session worth Rs.495 complimentary > Flat 15% Off on Spa Services
8 Apollo Pharmacy Shopping Flat 5 % on FMCG / OTC Products

Flat 7.5 % on Pharma (Medicines)

Flat 10 % on Apollo Brands (Private Label Products of Apollo Pharmacy)
9 Re-birth Shopping Buy any 2 products and Get the third product absolutely free
10 Bookmydeal.com Shopping Buy 1 Deal and Get 1 Deal Free @www.BookMyDeal.com
Conditions apply. Kindly check for validity date on the Mastercard website.

Platinum Card

Enjoy the best-in-class privileges on your Bajaj Finserv Standard Chartered Platinum Credit Card. With the multiple reward points programs, shopping is truly a rewarding experience. Now enjoy 5 reward points for every Rs.100 spend at supermarkets and departmental stores.

Earn 5 reward points on Retail fashion and 2 reward points on any other spends. Enjoy platinum class by using the welcome offers at select hotels and movie theatres along with exclusive discounts across leading brands.

Exclusive Benefits

Welcome offer

(Only available on a Platinum Credit Card where a joining fee has been paid). Enjoy a host of rewards such as:

Holiday Voucher for 2 nights/ 3 days at 3-star hotels in India

Movie voucher for 2 people

Exclusive discount offers across leading brands

Rewards on offer

5 Reward points for every Rs.100/- spent at Grocery Stores

5 Reward points for every Rs.100/- spent at Departmental Stores

5 Reward points for every Rs.100/- spent at Super-Stores

5 Reward points for every Rs.100/- spent on Retail Fashion

Regular Category

Earn 2 Reward points for every Rs.100/- spent

Bonus Reward Program

Each time you use your Bajaj Finserv Standard Chartered Credit Card to shop at outlets who have tied up with the card, you automatically earn bonus points which are over and above the reward points you already receive. Bonus points help you accelerate your points so you can redeem your rewards faster. Earn Bonus points at over 1000 merchant outlets.

Utility Bill Payments

50 Reward points on payment of utility bills through the Standard Chartered Bill pay service.

Monthly Rewards

1 additional Reward point per Rs.100/- on incremental spends on regular categories above Rs.50,000/- per statement cycle.

Birthdays

10 reward points for every Rs.100/- spent on birthdays (holder of the primary card)

Redemption Opportunities

Choose from an exciting range of shopping vouchers, gifts, dining rewards, holiday packages and lots more. Visit the online redemption rewards division at www.standardchartered.co.in for more details.

Other Benefits

Sl. Brand Category Offer Details
1 Lemon Tree Hotels Travel 20% off on F&B and Best Available Rates + 20% off the Room Rates at Lemon Tree Premier Hotels
2 Travelocity Travel Rs.1000 e Voucher with every air ticket booked
3 Matrix Mobiles Travel Free rental for a month (UK/ Singapore)

Free talk time worth Rs. 500 (USA/UK), Rs. 300 (Other Countries)

Free Data usage up to 5 GB (USA), 500 MB (UK) 300MB (Singapore)

Free SIM card delivery

Waiver of activation and deactivation charges.

Permanent SIM if they are frequent travelers
4 Hertz Car Rentals International Deals 10% off Hertz Affordable Rates

First year fee waiver for Hertz #1 Club Gold membership
5 Café Coffee Day Shopping Get Choco Rocks Drink Free on bill of Rs. 150 & above
6 Triumph Shopping Get 15% off on shopping worth Rs.2500 and above at Triumph
7 Richfeel Shopping Avail a Consultation with Trichologist including Hair Testing & Analysis & get ‘Healthy Hair Always’ session worth Rs.495 complimentary > Flat 15% Off on Spa Services
8 Apollo Pharmacy Shopping Flat 5 % on FMCG / OTC Products

Flat 7.5 % on Pharma (Medicines)

Flat 10 % on Apollo Brands (Private Label Products of Apollo Pharmacy)
9 Re-birth Shopping Buy any 2 products and Get the third product absolutely free
10 Bookmydeal.com Shopping Buy 1 Deal and Get 1 Deal Free @www.BookMyDeal.com
Conditions apply. Kindly check for validity date on the Mastercard website.

Eligibility and Documents

Eligibility

The Credit Card is offered to existing customers of Bajaj Finserv in following cities:

1 Chandigarh
2 Jalandhar
3 Kolkata
4 Bangalore
5 Mumbai
6 Delhi
7 Chennai
8 Hyderabad
9 Cochin
10 Coimbatore
11 Ahmedabad
12 Surat
13 Baroda
14 Pune

Documents

Following documents will be required by an individual at the time of applying for the product:

Credit Card application firm

ID Proof

Address Proof

Color photo

Fees and Charges

World Credit Card

This card comes to you at an annual fee of Rs.2999/- + taxes.

Platinum Credit Card

You have 2 options for the Bajaj Finserv Standard Chartered Platinum Credit Card as given below:

This card comes to you with an annual fee of Rs.999/- + taxes with the welcome offer.

There is no joining fees in the 1st year (without the welcome offer) but an Annual fee of Rs.999/- + taxes from 2nd year.

Frequently Asked Questions



Q1. What is a Credit Limit?

A. Every Credit Card that you possess has a built-in credit limit that is fixed by the Credit Card service provider. This is the maximum amount that is allowed (fixed) on your Credit Card which you can spend or borrow.


Q2. Does the add-on card have a separate credit limit?

A. The add-on card has the same properties and benefits as that of the primary card. Hence the add-on card member shares the same credit limit as assigned to the primary card member.


Q3. Who will issue the Credit Card?

A. Bajaj Finserv has partnered with Standard Chartered Bank, a leading MNC bank, to bring you the co-branded Credit Card called the Bajaj Finserv Standard Chartered Credit Card. The card will be issued by Standard Chartered Bank.


Q4. When will I get the Welcome Gifts (in case I'm eligible)?

A. The Bajaj Finserv Standard Chartered Credit Card brings with it a host of benefits and value added services upon membership. Once you are a proud member of the Bajaj Finserv Standard Chartered credit card, on payment of your first month's bill generated on usage of your credit card, you will receive your welcome gifts (T & C apply).


Q5. Who will issue the billing statement and how will I receive it? What will be my billing cycle?

A. Your billing statement will be generated by Standard Chartered Bank. For all billing related queries, please contact Standard Chartered Bank helpline.


Q6. How many days of credit do I get after I've used my Credit Card? What is the penalty for non-payment or delay of dues on the Credit Card? What are the interest rates charged?

A. Please visit Standard Chartered Bank website or call Standard Chartered Bank Helpline numbers for all details on interest rates and charges on your card.


Q7. How do I get an add-on card?

A. Add-on card can be acquired by giving necessary details at the time of card application. If add-on card is not taken at the time of card application, you can, at any later stage, call on Standard Chartered Bank helpline number for issuance of add-on card.


Q8. Can an add-on card be different from the primary card e.g. if the primary card holder is a Platinum card member can the add-on card be a World card?

A. An add-on card cannot be different from the primary card. Add-on card member shares the same card limit as the primary card holder.


Q9. How does one make payment of the Credit Card bills?

A. Standard Chartered Bank offers variety of options for payment of Credit Card bills. Please visit www.standardchartered.co.in for details.

Agreement and Terms and Conditions

  To View View
pdf Credit Card Application Form img

Financial Fitness Report

We launched the Financial Fitness Report (FFR) for our Salaried customers in December 2013.
Through this report we would educate and create financial and credit awareness among Salaried customers, one of our many value added services we provide. We have partnered with a firm called Credit Vidya who possesses the expertise in preparing the FFR for our customers.

The FFR is a concise, crisp, customized and easy to understand report, available at just Rs.749, for select existing customers, covering the following:

  • A customers’ Credit Score
  • Demystifying the credit score for the customer and informing him about his performance across various components of the score
  • Key monetary ratios & savings potential which would provide awareness to a customer about his financial leverage
  • Recommendations to the customer with respect to his credit behavior
  • DO’s & DON’T’s of good credit behavior

Click here to view a sample copy of the report

How to Apply

The Financial Fitness Report is only available to select existing customers who have an offer on our Customer Portal.
To view the FFR offer, a customer must log in to the Customer Portal with a Username/Email ID/Mobile Number and Password.

Alternately a Salaried customer could seek information about the FFR from our Sales / Credit Manager during the Personal loan application process. The report for a new customer is priced at 999/-
Post application for a FFR, the report is generated within 3 days post disbursal of the loan and emailed to the customer on the email ID provided by him/her.

Products Review

Product Reviews

Wow !! Best in class reward point structure. I have stopped using my other cards
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One of the best reward point schemes on a Credit Card especially when you shop.
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Excellent Reward point structure. Happy to be card member of Bajaj Finserv SCB Card.
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Bajaj Finserv standard chartered platinum Credit Card gave me the opportunity to use the lounge facility at delhi airport absolutely free of charge... Not only does the card has a great reward point system but also gives benefits related to online booking of movie ticket where I have enjoyed discounts... Overall a great card to have in your wallet...
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Wow !! Best in class reward point structure. I have stopped using my other cards.
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